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RESEARCH, ANALYSIS & TRENDS



       interested  in  this  article").  The  AI  learns  the  user's
       personal  preferences,  which  it  can  track  online,  and
       that  results  in  better  recommendation  marketing  over
       the  dwell  time,  which  the  user  can  perceive  as  an
       "improvement of the internet". A combination of online
       and offline behavior has not taken place yet as in this
       wave,  AI  is  exclusively  geared  towards  online
       movements and data.

       Wave  2  –  the  economic  AI: The so-called developed
       markets are in this phase as well, meaning Wave 1 and
       2 run in parallel. In Wave 2, however, an AI does not
       use  the  data  that  is  generated  online,  but  rather  the
       available  data  from  commercial  enterprises  with  the
       aim of further developing the respective company. Here
       too meaningful analysis and AI learning is only possible   “AI will do the analytical
       if  the  data  is  available  in  a  structured  form,  in  a  high   thinking, while humans will
       quantity,  and  a  desired  output  can  be  labeled.  Not
       every  company  and  not  all  industries  have  this  data   wrap that analysis in warmth
       quality,  so  it  can  be  assumed  that  only  certain
       companies can make meaningful use of AI here. Good   and compassion.”
       examples can be found in the finance sector, especially   ― Kai-Fu Lee, AI Superpowers:
       lending  companies,  or  the  insurance  industry.  It  is
       certainly also possible to combine both waves, Internet   China, Silicon Valley, and the
       AI  and  economic  AI.  For  example,  “Chronos”  an  AI-
       supported  application  from  Lapitus,  helps  insurance   New World Order
       providers  calculate  the  insurance  risk  without  the
       insurance candidate having to fill out lengthy forms that   merge offline. You can imagine the world of shopping
       are often incorrect or incomplete. Even if the AI used is   kind  of  as  seen  in  the  2002  film  “Minority  Report”  in
       not  yet  successful  enough,  the  data  and  photos   which AI-assisted woven surfaces in a shopping center
       uploaded by the candidates are structured data feed for   use  the  test  person's  iris  to  determine  who  he/she  is
       a learning AI. So, it is only a matter of time before AI   and  draw  attention  to  personalized  shopping  offers.
       can  predict  better  than  a  human  insurance  actuary  at   The  more  a  shopper  shares  data,  the  more  needs-
       what  price  the  insurance  offer  is  optimally  priced  for   based  would  be  the  suggestions  made  to  him  or  her
       each  particular  candidate  from  the  insurance   when  shopping.  According  to  Lee,  we  are  at  the
       company's point of view.                            beginning  of  this  phase  and  Alexa  from  Amazon,  Siri
                                                           from Apple, Google Home from Google are the start of
       Wave  3  –  the  perceptual  AI: Artificial intelligence is
       currently still learning in islands: seeing (image or face   this wave.
       recognition),  hearing  (speech  recognition),  feeling  /   Wave 4 – the Autonomous AI: This is the area about
       touching  and  other  skills  are  still  developing  side  by   which there are many, almost apocalyptic, ideas. In this
       side  in  the  so-called  "narrow  AI".  But  AI-assisted   phase, AI capabilities have grown together to such an
       systems are by now starting to “see” the environment,   extent  that  the  AI  functions  autonomously  without
       according  to  Lee.  As  soon  as  these  separate  skills   human intervention. Lee mentions autonomous driving,
       could  be  combined  in  one  AI,  the  real  and  the  digital   drones and intelligent robots as examples. This wave is
       world  would  merge  for  us  as  users.  Currently,  digital   already in preparation, but like the three waves before,
       systems are still dependent on us operating them with   it will probably not work properly for a long time. Each
       a  keyboard  and  swiping  our  fingers  on  smartphones.   wave affects a different area of human life, in which AI
       Hence, these input elements are “portals” for the World   will be used differently, and will intervene more deeply
       Wide  Web.  In  the  perceptual  AI  world  of  the  near   in everyday life from wave to wave.
       future,  it  no  longer  makes  sense  to  distinguish
       linguistically  between  “online”  and  “offline”.  If  you  can   So much for the four waves, but what Buente and Lee
       order a liter of milk by speaking the order phrase while   both highlight in their looks is the fact that people tend
       sitting  on  the  sofa,  are  you  online  or  offline?  "Lee   to  underestimate  exponential  developments  because
       developed a new name for this phase: OmO = online   they  only  continue  to  think  about  them  linearly.  For



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